FHA Home Loan

An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Save money with an easy and fast FHA loan, qualifying is simple!

How it Works/Payments

  • Pay your mortgage at any time without pre-payment penalties
  • 30- and 15-year terms are all available with fixed rates
  • 5-year adjustable-rate mortgage available

Qualification Requirements

  • Income must be fully documentable
  • Available on 1-4 unit properties, including condos
  • Must be your primary residence

Benefits

  • Credit scores as low as 580 may qualify
  • Refinance up to 97.75% of your primary home’s value
  • Buy a home with as little as 3.5% down (primary home)
  • Rehabilitate or remodel with the FHA 203k loan
  • Refinance your existing FHA loan without an appraisal, even without any equity!

Have questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Residential Home Funding

  • We put YOU first.
  • Residential Home Funding offers some of the most competitive rates in the Nation!
  • Fast and efficient, we work to meet your closing schedule.
  • We offer a variety of loans. Residential Home Funding will find you the loan that is right for you!!!

**Residential Home Funding is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.