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Get cash out or consolidate high interest debt with a low mortgage rate!

Need cash for home improvements, college tuition, a vacation, or anything else? You can get the cash you need with a cash-out refinance. You could also pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you may pay less each month. Depending on the program that works for you, you might be able to pay off your debt sooner, which may help improve your credit score.

Refinancing Programs that can Reduce Your Monthly Mortgage Payment

FHA Loan
You may be able to refinance your FHA loan into a conventional loan and removing monthly mortgage insurance. This can help lower your monthly payment. FHA loans allow you to borrow up to 85% of the value of your home when getting a cash-pout refinance.

Conventional Loan

A conventional 15 or 30 year fixed loan allows up to 80% of the value of your home for a cash-out refinance, and gives you the stability of a low, fixed rate.

VA Loan
Veterans and military members can consolidate all debts with one low-cost loan. The available loan-to-value is higher with a VA loan than with a conventional loan, or even an FHA loan.

Not sure which program is right for you? Contact one of our specialists today! RealFi Home Funding Corp. Corp. can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches.

Working with RealFi Home Funding Corp. Corp.

  • We put YOU first.
  • RealFi Home Funding Corp. Corp. offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. RealFi Home Funding Corp. Corp. can help you find the loan that is right for you!!!
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